If you’re shopping for a home, you should also be shopping for the best mortgage loan possible. But how do you know which type of mortgage is right for you? Start here! CONVENTIONAL LOANS Conventional mortgages are ideal for borrowers with good or excellent credit. Conventional mortgages are one of the most common types of home loans. They guideline are conservative for: Borrower credit scores. Minimum down payments. Debt-to-income ratios (Percentage of monthly income that is

Selling your home can be a nerve wracking experience but it doesn’t have to be. Here are some great tips  to get you through the home selling process. Get your home sold fast and for the best price possible. UNDERSTAND THE MARKET No two markets for the purchase and selling of houses are exactly the same. Never rely solely on the data and statistics from another market. Ask questions. Know what is obtainable in your area. There are instances where a property in one location ma

Just because your loan term is fixed doesn’t mean that you have to wait for that period of time to be mortgage-free. There are some strategies that you can use to speed up the process. We all know that a lot can happen in 30 years. Infants become adults, jobs change, neighborhoods change, your financial situation may change. Change during such a long period of time is inevitable. But if you’re a homeowner, there’s one thing that won’t change – and that’s your obligation to ma